You could save 30% on Car Insurance when you're claims free

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Mandatory Car Insurance Coverages Include

Whether you lease, finance or own your car, there is a minimum amount of required coverage you need to have by law to protect yourself and your loved ones. This minimum varies by province and can include coverage like:

Liability Coverage
If you injure someone or damage property, payments are made on your behalf.Direct Compensation
Damages to your car are covered if you’re not at fault.Uninsured & Unidentified Automobile Coverage
Medical costs and damage are covered if an uninsured driver is at fault.Accident Benefits Coverage
Regardless of who is at fault, medical and other expenses you are entitled to receive are covered.Civil Liability
Provides coverage for damage caused to another person by an insured vehicle.

Specified Perils
Protects your vehicle from specified perils such as losses caused by fire, floods, hail or theft.Comprehensive
All other insured damage caused to your vehicle (except collision or upset).Collision or Upset
Damage to your vehicle caused by a traffic collision with another vehicle or object.All Perils
The broadest level of coverage — combines Collision or Upset and Comprehensive coverage along with increased theft protection.Accident Forgiveness
With Accident Forgiveness, your car insurance rates won’t go up if you have an at-fault or partially-at-fault accident.Uninterrupted Driving Coverage
With Grand Touring, travel worry free within Canada and the U.S. because you’re covered for rental car insurance, a temporary rental car, and even towing.Limited Waiver of Depreciation
In the event of a total loss, you could get the purchase price of your vehicle as your settlement value.

Enhanced and Special Coverage

Where available, choose one of these options for beyond-the-minimum protection for your car.

How Does Car Insurance Work?

Whether you lease, finance, or own your car, it is mandatory to have car insurance. However, in order to be eligible for car insurance, certain conditions and restrictions apply.To begin with, you (and all drivers you wish to include in the policy) must have a valid driver’s license and be a resident of the US. Next, insurance companies will look at your prior driving record to determine eligibility and rates. However, rates will vary depending on whether you are looking for a new insurance policy altogether or if you wish to renew an existing one. Other eligibility restrictions may arise from past convictions. This too, will vary depending on when your last conviction occurred and the nature of the conviction.

· Insure both your car and home with us so that you qualify for a multi-line discount.· Increase your deductible – insurance is really meant to cover you for damages you could never afford on your own. If you can afford a $1,000 repair job, then raise your deductible to $1,000 and pay less for your insurance.· Maintain a great driving record – the safer you drive, the more you could save.

· Think about removing collision coverage if you drive an older car. This means weighing the cost of · ·· collision coverage with the value of your car and chosen deductibles.
Consider driving a “low-risk” vehicle. Insurance premiums are based on previous claim history, so the more likely the vehicle is to be stolen or in an accident, the more you’ll pay for insurance.· If you’re a new driver, take a driver’s training course.· Insure all your cars with us so you can make the most of our multi-vehicle discount.

Here are a few simple tips to save on car insurance: